‘Virtual Banking’, University Grants Commission (UGC) sponsored Seminar, at Chennai, August (2002).
Lakshmi Kumar and R Madhumathi (2004) Multifactor evaluation and forecasting of Bank performance in India, Prajan.
Productivity growth and efficiency change in Indian Banking-Technology effect versus Catch up effect
Lakshmi Kumar, D Malathy, L S Ganesh (2010), Productivity growth and efficiency change in Indian Banking-Technology effect versus Catch up effect, Journal of Advances in Management Research, Vol. 8 (Issue 2).
Lakshmi Kumar, Swati Dutta and Anitha Rao (2011) Can Literacy Alleviate Poverty? A study of Indian States, The Asian Economic Review, Vol. 53 (Issue 2).
Lakshmi Kumar, D Malathy, L S Ganesh ( 2011), The diffusion of ATM technology in Indian Banking, Journal of Economics Studies, Vol. 38 (Issue 4)
Lakshmi Kumar (2013) Illusion of Women Empowerment in Microfinance: A Case Study, Economic and Political Weekly, Vol.48 (Issue 15)
Lakshmi Kumar and Swati Dutta(2015), Role of mobile money in replacing cash:A study among migrant workers in South India, Economic and Political Weekly, Vol.L(Issue 28) Click here for Video
Swati Dutta and Lakshmi Kumar (2013) Poverty Dynamics in Rural India: An Asset-Based Approach, Margin,Vol 7, No. 4
Lakshmi Kumar and Jyoti Prasad Mukhopadhyay. (2013), SHGs and Micro finance: A tale of two poor women in rural Tamil Nadu, Journal of Rural Development, Vol32, No. 3.
Lakshmi Kumar, (2014), Cooperative Banks in India:Alternative Banks Impervious to the Global Crisis in Alternative Banking and Financial Crisis, edited by Oliver Butzbach and Kurt von Mettenheim, Pickerings and Chatto Publishers, UK