A senior banking professional with over 36 years of hands-on banking experience and specialization in Credit & Enterprise Risk Management. Headed senior management roles in various banks in India, Saudi Arabia, Bahrain, Qatar and Kuwait. Last full-time role was General Manager & Senior Head-Enterprise Risk Management, Gulf Bank, Kuwait.
Had brief stints in Tata Consultancy Services as their Head-Risk Management in the Banking & Financial Services Industry (BFSI) vertical and a specialized Risk Management Consultancy firm, Aptivaa Consulting Company.
Career bank was the ANZ Banking Group where I worked for about 23 years. The experience there includes several years in Corporate and SME Lending in ANZ Grindlays Bank in India and Australia as well as being the Country Head of the Bank’s Retail Lending operations in India.
In July 2013, joined the Institute of Financial Management and Research (IFMR) as ‘Advisor & Consultant-Banking & Financial Services’ In this role, lead the BFSI initiative in IFMR. Independent member of Indian Bank’s Apex Training Advisory Committee, a Sub-Committee of the Board, to make suitable recommendations on training needs especially in Credit and Risk Management.