Lakshmi Kumar, Swati Dutta and Anitha Rao (2011) Can Literacy Alleviate Poverty? A study of Indian States, The Asian Economic Review, Vol. 53 (Issue 2).
Lakshmi Kumar, D Malathy, L S Ganesh ( 2011), The diffusion of ATM technology in Indian Banking, Journal of Economics Studies, Vol. 38 (Issue 4)
Lakshmi Kumar (2013) Illusion of Women Empowerment in Microfinance: A Case Study, Economic and Political Weekly, Vol.48 (Issue 15)
Lakshmi Kumar and Swati Dutta(2015), Role of mobile money in replacing cash:A study among migrant workers in South India, Economic and Political Weekly, Vol.L(Issue 28) Click here for Video
Swati Dutta and Lakshmi Kumar (2013) Poverty Dynamics in Rural India: An Asset-Based Approach, Margin,Vol 7, No. 4
Lakshmi Kumar and Jyoti Prasad Mukhopadhyay. (2013), SHGs and Micro finance: A tale of two poor women in rural Tamil Nadu, Journal of Rural Development, Vol32, No. 3.
Lakshmi Kumar, (2014), Cooperative Banks in India:Alternative Banks Impervious to the Global Crisis in Alternative Banking and Financial Crisis, edited by Oliver Butzbach and Kurt von Mettenheim, Pickerings and Chatto Publishers, UK
Lakshmi Kumar and Swati Dutta (2015), Is Poverty Stochastic or Structural in Nature? Evidence from Rural India, Social Indicators Research, August 2015
‘Evaluation of saving strategies between the urban and rural ultra poor: A study in Tamil Nadu, India’ at IMTFIs Annual Conference at University of California at Irvine during September 29th and 30th 2010.